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  How does the Scotia STEP program benefit you?
  The Scotia STEP program gives you an excellent reason to contact your client to review current needs.
  You can work in conjunction with your client and the branch and still be able to portray to your client that you are the 'borrowing counsellor'.
  An annual review with your clients will give them an opportunity for referrals to you!
  You can use the Scotia STEP program product to market to financial planners. Financial planners can assist their client base in making their mortgage tax deductible.
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